Some sources erroneously interpret Paysafe to be the name of the company originally issuing the paysafecard product, and sometimes suggest this to be the core company of the Paysafe Group. Paysafecard, however, continues to be a subsidiary brand of the Paysafe Group in its own right, alongside some others, like the digital wallets Skrill and Neteller. The group now directly offers certain products and services under the Paysafe brand. In 2015, paysafecard became a part of the multinational Optimal Payments online payment corporation, which subsequently rebranded as Paysafe Group. The 'card' part also being translated into other languages. While the brand name of the payment method has always been paysafecard, in practice it is often shortened to 'Paysafe', Optimal Payments subsequently rebranded as Paysafe Group. In 2013, paysafecard was acquired by British digital wallet provider Skrill, and in 2015 as part of the Skrill Group by the Optimal Payments Group, a global online payment processing provider regulated in the United Kingdom. Two former competitors, Dutch Wallie and British Ukash, have been absorbed into paysafecard.

Starting in Austria in 2000, as of 2018 paysafecard is available in over 40 countries. In most countries, a personal account called my paysafecard for uploading PINs is available. The scope of services and partner webshops varies by country. Paysafecard is issued and distributed country-wise cross-border and cross-currency usage is possible within some limits. Paysafecard codes are not designated to be passed by mail or telephone.

Customers can purchase vouchers at local sales outlets and pay online by entering the code at the checkout of the respective website (e. Paysafecard (as a brand stylized in lowercase) is a prepaid online payment method based on vouchers with a 16-digit PIN code, independent of bank account, credit card, or other personal information.

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